Many travel insurance policies cover hiking and exclude mountain climbing and other extreme sports. However, the difference between the two activities isn’t always clear to travelers. Here’s what outdoor enthusiasts need to ask when purchasing travel coverage – some useful tips for brokers to pass on:
While some policies do provide coverage for mountain climbing, they may not cover other activities travelers participate in.
Travelers should consider policies with sports and activities coverage, which can cover a wide array of activities often excluded from standard policies, such as mountain biking, ice climbing and skiing.
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